About Us

Welcome to FCCB

We’re glad you’re here. At the end of the day, a bank is only as good as the people inside it and the relationships they build. Everything we’ve been through since we started has taught us what really matters: keeping our word, staying financially stable, and making sure you walk out the door happy.

We don’t look at you as just another account number on a screen. Whether you are buying your first home, running a farm, or growing a business, we want to be the partner that moves fast and actually listens to what you need. We’re here to help you figure out the right path forward and take the stress out of managing your money.

The Values That Drive Us (Our “Pathway”)

We Are Obsessed with Our Customers: We are extremely loyal, accountable for our actions, and build lasting relationships through the repetition of positive experiences.
We Dare to Be Different: We consistently challenge ourselves to break new ground. Embracing evolution provides the strength necessary for us to operate as an independent community bank.
We Stand United: Every step forward is a step together. We support our unique culture through interdependence, integrity, and leadership.
Our Community Builds Our Strength: We have an insatiable need to do what is right for the greater good in the places we call home. We serve as lifelong advocates for our neighbors’ financial success.
Our Employee Development Builds Our Legacy: We build strong minds and keep professional development accessible through transparency, communication, and growth opportunities.

Our History & Milestones

Our history builds the values we live today. Each new branch, employee, and customer makes our story a little better.

1872: Began our journey when Ross and Williams Bank opened in Mansfield, PA.
1932: The bank was sold to local citizens to establish a community-owned bank, creating the charter we still operate under today.
2004: Randall E. Black becomes President and CEO, ushering in a new era of growth.
2006–2015: Expanded outside of our initial footprint, moving into New York and acquiring Fredericksburg National Bank (FNB) to enter Lebanon, Schuylkill, and Lancaster counties.
2018–2019: Voted “Best in State” Bank by our customers in an unsolicited Forbes survey for two consecutive years.
2020: Rebranded formally to FCCB to complement our evolution and growth.
2022: Up-listed our stock to the Nasdaq Capital Market (Ticker: CZFS) and launched our People-First Digital Strategy to integrate cutting-edge tech with deep customer connection.
Today: With over 400+ employees across 44+ locations in 4 states, we continue to expand our footprint—most recently adding branches in the greater Bucks County region and Williamsport, PA.

What Our Partners Say

“FCCB isn’t just a bank—they’re a true partner that cares about our business and its future. They moved fast, understood our needs, and helped us reclaim our independence.” — Larry Allison Jr. | Allison Crane & Rigging

“With FCCB, you not only get the technology and services you need, but you also get a team with the experience to back it up.” — Rob Buccini | Buccini Pollin Group